Mortgage Options
Find the right Mortgage Broker for your property transaction
Finance options for investors, home buyers or new construction builds
Investment Property Loan
Are you a new or seasoned investor who values financial expertise to maximise your property portfolio? Perhaps some or all of these challenges are familiar to you:
- You’re unsure of which loan structure best suits your unique circumstances
- You need ideas on how to buy your first or next investment property (eg/ equity release, loan structure, refinance, etc.)
- You want to optimise tax efficiency for your portfolio
- You want the best interest rates and loan products
- You need assistance buying an investment property through your SMSF
SMSF Loan
SMSFs are an attractive investment vehicle to build long-term wealth. with meaningful benefits, including a lower tax environment, capital gain concessions at retirement, and leveraging funds through borrowed money.
- Need to understand the borrowing criteria for an SMSF
- Want clarity on your tax obligations and benefits
- Would like to know how much you can borrow
- Unsure what loan strategies are suitable for your situation
- Need to understand residential and commercial property purchase through your SMSF
Mortgage Loan
Sick of renting and want to buy or build your dream home? If you need some help with your finance enquire below so we can help connect you to the right broker to achieve your property goals.
- Identify if you qualify for any grants or schemes
- Calculate your borrowing power, repayments, stamp duty concessions, etc.
- Provide a strategy to increase your chances of approved loan
- Negotiate with banks to get you the best interest rates and loan structure
- Provide education on methods to pay back your loan faster or convert your your property to an investment at the appropriate time
Refinance Loan
It is important to have the right broker who has a wealth of experience in strategizing or refinancing property loans – So you’ll feel confident and have clarity about the entire process and have a higher chance of loan approvals.
- Clarify your goals and financial standing for a loan review and/or refinance
- Negotiate with banks to get you the best interest rates and loan structure
- Draw out cash from home equity to pay for investments & renovations
- Provide education on loan and interest rate structures (fixed, variable, split, principle & interest, interest only)
- Explore ideas to pay off your loan faster (reduce loan term, offset act, etc.)
First Home Owner Loan
When buying your first home, it is important to have the right person by your side so you’ll feel confident and have clarity about the entire process. After all, buying a property is one of the biggest investments you’ll ever make.
- You want to have stability by owning your own home
- You’re unsure which First Home Owner Schemes are applicable to you
- You don’t know how much you can borrow
- You’re unsure if you have enough funds to complete a property purchase
- You want to compare and get the best interest rates
- You need step-by-step guidance on how to purchase your first home
Construction Loan
Construction loans let you draw down your loan in instalments. Most lenders offer this facility and may refer to these instalments as ‘progressive payments’ – individual payments, drawn at various stages of the project, from a pre-approved loan facility..
- Need to understand the borrowing criteria for a construction loan
- Want clarity on your tax obligations and benefits
- Want to ensure your builder meets the lender’s criteria
- Want to ensure adequate savings or equity to meet the deposit requirement?
- Need to understand the interest-only payments during construction
Take the first step and schedule a call
I’d love to speak with you!
