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Premium Real Estate Service

What is your real estate need right now?

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I Want to buy a home

I want to buy smart – but don’t have the time or experience and need some help

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I want to sell my home

and I want to sell profitably – but don’t know the best approach and need some guidance

Downsizing Services Sydney room with bed and stool large windows onto forested area
i want to invest in property

and I want to get it right — so it can be profitable, and a good asset in my portfolio.

What is your home really worth?
Curious what your home is worth in the current market? 
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property advisory

Hi, I’m Perryn

Welcome to my digital home! It’s such a pleasure to meet you. I am the owner, founder, and director of Portfolio By Design, a premium real estate service. As a long-term property investor with a master’s degree in property—a true passion project—and a registered real estate agent, I bring both expertise and enthusiasm to every client interaction.

My flagship service, Lifestyle Change, is tailored for those looking to downsize or upsize. Throughout the entire process—from the initial sale to the final purchase—I provide comprehensive support. After all, big changes, such as moving homes, transitioning communities, and adjusting lifestyles, are often more complex than we initially expect. From saying “goodbye” to what’s familiar, to embracing a new and exciting chapter, I am here to guide you every step of the way.

There are three key reasons I founded Portfolio By Design:
– First, I deeply value my independence.
– Second, I have an unwavering love for real estate.
– Finally, I am truly passionate about uplifting the lives of the people I serve.
This premium real estate service is built on a foundation of Collaboration, Respect and Trust.

Real estate is, without question, deeply ingrained in our lives. For most of us, it forms a critical part of our foundation. So, despite all the “noise” in the market—the endless “what to do’s” and “how to do’s”—I am here to help you Buy A Home, Sell Your Home or Invest In Property. And I aim to make the process not only seamless, but also enjoyable.

I sincerely look forward to meeting you.

My flagship servi

Property Advisory

Premium Real Estate Service

How I can help you meet your real estate goals

FULL SERVICE PROPERTY TRANSITIONS IN SYDNEY

Lifestyle Change Services

If you’re looking Downsize or Upsize, this service is designed with you in mind

bedroom with throw and hat and pot plant and 2 large windows with a stool. Downsizing Services Sydney
Lifestyle Change Package

I want to sell my current property and buy a new home. There are lots of moving parts to manage in this process. I’d like a service that streamlines the entire process for me.

modern bathroom with tub and plant next to large window property advisory
Build A Duplex on my Land

My home is on a sizable land portion. I’m considering replacing the buildings with a new build Duplex on the property. Where can I find more information about this option?

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Buying & selling Simultaneously

Buying & selling at the same time is very challenging! I’d like some guidance to help me streamline the process?. Please download our helpful guide here.

Client Success
Stories

property advisory

How you can
work with me

schedule a consultation

During our consultation, we’ll discuss your real estate goals and expectations. I’ll help you gain clarity on what you require, how I can add value, and ensure you get all your burning questions answered, whether you’re looking to buy, sell or invest.

Design a winning Plan

I will create a strategic plan tailored uniquely for you, and we’ll work together to execute it. I’ll be there to assist you eliminate obstacles and overcome challenges, so that you’ll always know what to do and when it needs to be done. I’ll ensure the roadmap is clear and you’re feeling confident to proceed at every milestone.

execute your plan to deliver your outcome

You’ll finally achieve your biggest property goals, allowing you to focus more on living an optimal lifestyle and making money for your future, and less on spinning your wheels to get there.

Request a Call Back
What interests you?
Thank you! 
I look forward to speaking with you soon.
 

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Self-Managed Super Fund (SMSF) to buy property

Welcome to my digital home! It’s a pleasure to connect with you. As the owner, founder, and director of Portfolio By Design, I offer a premium real estate service. With both experience and education, I bring expertise and enthusiasm to every client interaction. As a long-term investor, a registered real estate agent, and a master’s degree holder in property—a true passion project—I understand the market deeply.
My flagship service, Lifestyle Change, supports those downsizing or upsizing. From start to finish, I provide comprehensive guidance through the entire process.

After all, major life transitions—selling, buying, and moving—often feel more complex than expected. Whether it’s letting go of the familiar or embracing something new, I am here to help.
I founded Portfolio By Design for three key reasons:
First, I value independence.
Second, I love real estate.
Finally, I am passionate about uplifting people’s lives.
Built on Collaboration, Respect, and Trust, this service prioritizes your needs. Because real estate shapes our lives, I cut through the market noise. Instead of overwhelm, I offer clarity—helping you buy, sell, or invest with confidence.
I look forward to meeting you!

Investors can use their Self-Managed Super Fund (SMSF) to buy property and build long-term wealth. However, they must follow strict regulations. First, the property must meet the sole purpose test and benefit retirement savings. That means investors cannot live in or use the property before retirement. Additionally, SMSFs can only borrow using a limited recourse borrowing arrangement (LRBA). As a result, the lender can only claim the property, not other SMSF assets. Most banks require a 30-40% deposit, making a large super balance necessary. On the plus side, rental income and capital growth receive tax benefits. 

rental income and capital gains

 Even better, rental income and capital gains become tax-free in the pension phase. However, managing SMSF property investments is complex. For example, investors must comply with Australian Taxation Office (ATO) rules. All transactions must be at arm’s length, preventing leasing to related parties. Furthermore, liquidity issues arise when too much super is in one asset. To reduce risk, investors should diversify their SMSF portfolio. Many investors seek professional advice to simplify the process and ensure compliance. By staying informed, they can maximize tax benefits and long-term financial stability. Ultimately, SMSF property investment offers great potential but requires careful planning.

Investing in property with your Self-Managed Super Fund (SMSF) can be a strategic way to build long-term wealth, but it requires careful planning and compliance with strict regulations. First and foremost, it’s essential to understand that your SMSF can only purchase property if it aligns with the sole purpose test, which means it must provide retirement benefits to members. In other words, you cannot live in or directly benefit from the property before retirement.

Moreover, borrowing through an SMSF involves a limited recourse borrowing arrangement (LRBA), meaning the lender’s claim is limited to the property itself rather than other SMSF assets. As a result, banks often require larger deposits—typically 30-40%—which means investors need significant superannuation savings. On the plus side, rental income and capital growth are taxed at concessional rates, potentially enhancing long-term returns. Additionally, once members retire and enter the pension phase, rental income and capital gains may become entirely tax-free. However, managing an SMSF property investment can be complex. For instance, ongoing compliance with Australian Taxation Office (ATO) rules is crucial, and all transactions must be at arm’s length, meaning you cannot lease the property to a related party.

Furthermore, liquidity issues may arise, particularly if most of your super is tied up in a single asset. Therefore, diversification remains important to mitigate risk. To simplify the process, many investors seek professional advice to ensure they adhere to regulations and maximize potential benefits. Ultimately, while SMSF property investment can be a powerful wealth-building strategy, it’s essential to weigh the risks, costs, and compliance requirements before proceeding. By taking a well-informed approach, investors can leverage their superannuation to secure high-growth assets while ensuring long-term financial stability.

Sydney’s property sales remain strong, but market conditions shift due to economic factors. For instance, interest rates, supply, and demand affect prices. At the same time, government policies and lending rules influence affordability. As a result, buyers must adjust their strategies to market changes. On the one hand, high demand drives consistent price growth. On the other hand, affordability challenges make entry difficult for first-time buyers.

Nevertheless, investors continue to target high-growth suburbs with strong rental returns. Moreover, infrastructure projects and urban development boost long-term property values. Because of this, buyers prefer locations near transport, schools, and employment hubs. In addition, off-the-plan developments and dual-income properties attract investors seeking tax benefits and steady returns. However, competition for well-located properties remains intense, pushing prices higher.

Consequently, buyers must research thoroughly and act quickly. To navigate the market, many seek advice from buyer’s agents and property strategists. Ultimately, Sydney’s property market offers strong potential but demands careful planning. By staying informed, buyers can capitalize on trends and secure high-growth assets.

Investors can use their Self-Managed Super Fund (SMSF) to buy property and build long-term wealth. However, they must follow strict regulations. First, the property must meet the sole purpose test and benefit retirement savings. That means investors cannot live in or use the property before retirement. Additionally, SMSFs can only borrow using a limited recourse borrowing arrangement (LRBA). As a result, the lender can only claim the property, not other SMSF assets. Most banks require a 30-40% deposit, making a large super balance necessary. On the plus side, rental income and capital growth receive tax benefits. 

Welcome to my digital home! It’s a pleasure to connect with you. As the owner, founder, and director of Portfolio By Design, I offer a premium real estate service. With both experience and education, I bring expertise and enthusiasm to every client interaction. As a long-term investor, a registered real estate agent, and a master’s degree holder in property—a true passion project—I understand the market deeply.
My flagship service, Lifestyle Change, supports those downsizing or upsizing. From start to finish, I provide comprehensive guidance through the entire process.

After all, major life transitions—selling, buying, and moving—often feel more complex than expected. Whether it’s letting go of the familiar or embracing something new, I am here to help.
I founded Portfolio By Design for three key reasons:
First, I value independence.
Second, I love real estate.
Finally, I am passionate about uplifting people’s lives.
Built on Collaboration, Respect, and Trust, this service prioritizes your needs. Because real estate shapes our lives, I cut through the market noise. Instead of overwhelm, I offer clarity—helping you buy, sell, or invest with confidence.
I look forward to meeting you!

Investors can use their Self-Managed Super Fund (SMSF) to buy property and build long-term wealth. However, they must follow strict regulations. First, the property must meet the sole purpose test and benefit retirement savings. That means investors cannot live in or use the property before retirement. Additionally, SMSFs can only borrow using a limited recourse borrowing arrangement (LRBA). As a result, the lender can only claim the property, not other SMSF assets. Most banks require a 30-40% deposit, making a large super balance necessary. On the plus side, rental income and capital growth receive tax benefits. 

After all, major life transitions—selling, buying, and moving—often feel more complex than expected. Whether it’s letting go of the familiar or embracing something new, I am here to help.
I founded Portfolio By Design for three key reasons:
First, I value independence.
Second, I love real estate.
Finally, I am passionate about uplifting people’s lives.
Built on Collaboration, Respect, and Trust, this service prioritizes your needs. Because real estate shapes our lives, I cut through the market noise. Instead of overwhelm, I offer clarity—helping you buy, sell, or invest with confidence.
I look forward to meeting you!

Self-Managed Super Fund (SMSF) to buy property

use the property before retirement.

Welcome to my digital home! It’s a pleasure to connect with you. As the owner, founder, and director of Portfolio By Design, I offer a premium real estate service. With both experience and education, I bring expertise and enthusiasm to every client interaction. As a long-term investor, a registered real estate agent, and a master’s degree holder in property—a true passion project—I understand the market deeply.
My flagship service, Lifestyle Change, supports those downsizing or upsizing. From start to finish, I provide comprehensive guidance through the entire process.

After all, major life transitions—selling, buying, and moving—often feel more complex than expected. Whether it’s letting go of the familiar or embracing something new, I am here to help.
I founded Portfolio By Design for three key reasons:
First, I value independence.
Second, I love real estate.
Finally, I am passionate about uplifting people’s lives.
Built on Collaboration, Respect, and Trust, this service prioritizes your needs. Because real estate shapes our lives, I cut through the market noise. Instead of overwhelm, I offer clarity—helping you buy, sell, or invest with confidence.
I look forward to meeting you!

Investors can use their Self-Managed Super Fund (SMSF) to buy property and build long-term wealth. However, they must follow strict regulations. First, the property must meet the sole purpose test and benefit retirement savings. That means investors cannot live in or use the property before retirement. Additionally, SMSFs can only borrow using a limited recourse borrowing arrangement (LRBA). As a result, the lender can only claim the property, not other SMSF assets. Most banks require a 30-40% deposit, making a large super balance necessary. On the plus side, rental income and capital growth receive tax benefits. 

rental income and capital gains

tax-free gains and income

 Even better, rental income and capital gains become tax-free in the pension phase. However, managing SMSF property investments is complex. For example, investors must comply with Australian Taxation Office (ATO) rules. All transactions must be at arm’s length, preventing leasing to related parties. Furthermore, liquidity issues arise when too much super is in one asset. To reduce risk, investors should diversify their SMSF portfolio. Many investors seek professional advice to simplify the process and ensure compliance. By staying informed, they can maximize tax benefits and long-term financial stability. Ultimately, SMSF property investment offers great potential but requires careful planning.

Investing in property with your Self-Managed Super Fund (SMSF) can be a strategic way to build long-term wealth, but it requires careful planning and compliance with strict regulations. First and foremost, it’s essential to understand that your SMSF can only purchase property if it aligns with the sole purpose test, which means it must provide retirement benefits to members. In other words, you cannot live in or directly benefit from the property before retirement.

Moreover, borrowing through an SMSF involves a limited recourse borrowing arrangement (LRBA), meaning the lender’s claim is limited to the property itself rather than other SMSF assets. As a result, banks often require larger deposits—typically 30-40%—which means investors need significant superannuation savings. On the plus side, rental income and capital growth are taxed at concessional rates, potentially enhancing long-term returns. Additionally, once members retire and enter the pension phase, rental income and capital gains may become entirely tax-free. However, managing an SMSF property investment can be complex. For instance, ongoing compliance with Australian Taxation Office (ATO) rules is crucial, and all transactions must be at arm’s length, meaning you cannot lease the property to a related party.

Furthermore, liquidity issues may arise, particularly if most of your super is tied up in a single asset. Therefore, diversification remains important to mitigate risk. To simplify the process, many investors seek professional advice to ensure they adhere to regulations and maximize potential benefits. Ultimately, while SMSF property investment can be a powerful wealth-building strategy, it’s essential to weigh the risks, costs, and compliance requirements before proceeding. By taking a well-informed approach, investors can leverage their superannuation to secure high-growth assets while ensuring long-term financial stability.

Sydney’s property sales remain strong, but market conditions shift due to economic factors. For instance, interest rates, supply, and demand affect prices. At the same time, government policies and lending rules influence affordability. As a result, buyers must adjust their strategies to market changes. On the one hand, high demand drives consistent price growth. On the other hand, affordability challenges make entry difficult for first-time buyers.

Nevertheless, investors continue to target high-growth suburbs with strong rental returns. Moreover, infrastructure projects and urban development boost long-term property values. Because of this, buyers prefer locations near transport, schools, and employment hubs. In addition, off-the-plan developments and dual-income properties attract investors seeking tax benefits and steady returns. However, competition for well-located properties remains intense, pushing prices higher.

Consequently, buyers must research thoroughly and act quickly. To navigate the market, many seek advice from buyer’s agents and property strategists. Ultimately, Sydney’s property market offers strong potential but demands careful planning. By staying informed, buyers can capitalize on trends and secure high-growth assets.

Investors can use their Self-Managed Super Fund (SMSF) to buy property and build long-term wealth. However, they must follow strict regulations. First, the property must meet the sole purpose test and benefit retirement savings. That means investors cannot live in or use the property before retirement. Additionally, SMSFs can only borrow using a limited recourse borrowing arrangement (LRBA). As a result, the lender can only claim the property, not other SMSF assets. Most banks require a 30-40% deposit, making a large super balance necessary. On the plus side, rental income and capital growth receive tax benefits. 

Welcome to my digital home! It’s a pleasure to connect with you. As the owner, founder, and director of Portfolio By Design, I offer a premium real estate service. With both experience and education, I bring expertise and enthusiasm to every client interaction. As a long-term investor, a registered real estate agent, and a master’s degree holder in property—a true passion project—I understand the market deeply.
My flagship service, Lifestyle Change, supports those downsizing or upsizing. From start to finish, I provide comprehensive guidance through the entire process.

After all, major life transitions—selling, buying, and moving—often feel more complex than expected. Whether it’s letting go of the familiar or embracing something new, I am here to help.
I founded Portfolio By Design for three key reasons:
First, I value independence.
Second, I love real estate.
Finally, I am passionate about uplifting people’s lives.
Built on Collaboration, Respect, and Trust, this service prioritizes your needs. Because real estate shapes our lives, I cut through the market noise. Instead of overwhelm, I offer clarity—helping you buy, sell, or invest with confidence.
I look forward to meeting you!

Investors can use their Self-Managed Super Fund (SMSF) to buy property and build long-term wealth. However, they must follow strict regulations. First, the property must meet the sole purpose test and benefit retirement savings. That means investors cannot live in or use the property before retirement. Additionally, SMSFs can only borrow using a limited recourse borrowing arrangement (LRBA). As a result, the lender can only claim the property, not other SMSF assets. Most banks require a 30-40% deposit, making a large super balance necessary. On the plus side, rental income and capital growth receive tax benefits. 

After all, major life transitions—selling, buying, and moving—often feel more complex than expected. Whether it’s letting go of the familiar or embracing something new, I am here to help.
I founded Portfolio By Design for three key reasons:
First, I value independence.
Second, I love real estate.
Finally, I am passionate about uplifting people’s lives.
Built on Collaboration, Respect, and Trust, this service prioritizes your needs. Because real estate shapes our lives, I cut through the market noise. Instead of overwhelm, I offer clarity—helping you buy, sell, or invest with confidence.
I look forward to meeting you!

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